Evalscore®'s proposed Commercial Insurance Real Time Interactive Credential System

Finance Sector

Consumers

  • Consumers authorize access to Evalscore® data by lender.
  • Consumer can use alerts for score monitoring.

Lending Institutions

  • Provides authorized users real-time insurance verification and claim performance scoring through a patent protected C.L.A.I.M. Index® within a proprietary patented system.
  • Allows institutions to base lending rates on scores that include numerical assessment of insurance performance in addition to conventional credit scoring.
  • Evalscore® Oversight® provides real time Evalscore® A.L.E.R.T.® features with user-established scoring parameters that will provide early notification of future financial impairment, such as deteriorating risk management practices and increased claim frequency.
 

Commercial Lending

  • First to provide authorized lenders with a real-time insurance performance disclosure of commercial entities through a proprietary patented system reflecting critical indicators of applicant solvency.
  • Evalscore® Oversight® provides real time Evalscore® A.L.E.R.T.® features with user established scoring parameters for monitoring early notification of future financial impairment.
  • Allows institutions to base lending rates on scores that reflect actual applicant performance and insurance program success.
  • Streamlines performance verification of commercial clients through a real-time loss history aggregation and subsequent C.L.A.I.M. Index® assessments for improved underwriting.
  • Evalscore®’s proprietary patented system reduces loan losses and increases profitability.